Specialised Mortgage Services
We provide tailored financial solutions for international clients. Whether you're buying a holiday home, investing, or building from scratch, we have the expertise to guide you.
Mortgages for Expats & Non-Residents
Fixed, variable and mixed-rate options up to 70–80% LTV depending on profile and lender. We compare banks and secure the best terms for international buyers.
Investment Mortgages
Investment-focused mortgages for rental properties in Lisbon, Porto, Algarve and beyond. We help model yields, stress tests and DSCR requirements.
Construction & Renovation Loans
Stage‑released financing for self‑builds and refurbishments. We structure budgets, valuations and drawdowns to keep projects on track.
Refinance & Mortgage Transfer
Reduce your rate or move to a better product with a free mortgage transfer where applicable. We negotiate early‑repayment penalties and costs.
Equity Release
Unlock property equity in Portugal for renovations, investments or liquidity—while keeping repayments efficient for non‑resident profiles.
Mortgage Pre-Approvals
Get pre‑approved so you can shop with confidence and make offers fast. Typical turnaround 2–5 working days once documents are in order.
Ready to start your property journey?
Let us handle the mortgage complexities so you can focus on finding your perfect place out in the sun.