Construction & Renovation Loans
Stage‑released financing for self‑builds and refurbishments. We structure budgets, valuations and drawdowns to keep projects on track.
Building your dream home or renovating an existing property requires flexible financing. Our construction and renovation loans are designed to release funds at key stages of your project, ensuring you have the capital you need when you need it.
Key Benefits
- Stage payments matched to build progress
- Interest-only periods during construction
- Expert valuation support
- Guidance on licensing and permits
Our Process
Project Budget & Timeline Review
Land/Property Acquisition Financing
Construction Phase Funding
Stage Valuations
Final Completion & Conversion
Start Your Application Today
Our experts are ready to guide you through the process and secure the best possible terms for your construction & renovation loans.
Other Services You Might Need
Mortgages for Expats & Non-Residents
Fixed, variable and mixed-rate options up to 70–80% LTV depending on profile and lender. We compare banks and secure the best terms for international buyers.
Investment Mortgages
Investment-focused mortgages for rental properties in Lisbon, Porto, Algarve and beyond. We help model yields, stress tests and DSCR requirements.
Refinance & Mortgage Transfer
Reduce your rate or move to a better product with a free mortgage transfer where applicable. We negotiate early‑repayment penalties and costs.
Equity Release
Unlock property equity in Portugal for renovations, investments or liquidity—while keeping repayments efficient for non‑resident profiles.
Mortgage Pre-Approvals
Get pre‑approved so you can shop with confidence and make offers fast. Typical turnaround 2–5 working days once documents are in order.