Equity Release
Unlock property equity in Portugal for renovations, investments or liquidity—while keeping repayments efficient for non‑resident profiles.
If you own property in Portugal, you may be able to unlock significant capital for other purposes. Our equity release solutions allow you to access the value tied up in your home, providing liquidity for renovations, further investments, or lifestyle goals.
Key Benefits
- Access tax-efficient capital
- Flexible repayment terms
- Retain ownership of your property
- Use funds for any purpose
Our Process
Property Valuation
Equity Assessment
Lender Application
Legal & Compliance Check
Funds Release
Start Your Application Today
Our experts are ready to guide you through the process and secure the best possible terms for your equity release.
Other Services You Might Need
Mortgages for Expats & Non-Residents
Fixed, variable and mixed-rate options up to 70–80% LTV depending on profile and lender. We compare banks and secure the best terms for international buyers.
Investment Mortgages
Investment-focused mortgages for rental properties in Lisbon, Porto, Algarve and beyond. We help model yields, stress tests and DSCR requirements.
Construction & Renovation Loans
Stage‑released financing for self‑builds and refurbishments. We structure budgets, valuations and drawdowns to keep projects on track.
Refinance & Mortgage Transfer
Reduce your rate or move to a better product with a free mortgage transfer where applicable. We negotiate early‑repayment penalties and costs.
Mortgage Pre-Approvals
Get pre‑approved so you can shop with confidence and make offers fast. Typical turnaround 2–5 working days once documents are in order.