Portugal Mortgage Calculator

Get a quick estimate of your monthly repayments. Then we request an official simulation directly from multiple Portuguese banks (free for you) so you can secure your best rate.

Your details

%
(€240,000)
Typical for expats: 20–40%
%
Adjust to match your bank offer.
yrs

Your estimate

Estimated monthly payment
€2,641
Loan amount
€560,000
LTV
70%
Estimated minimum income
€7,546 €8,804 / month
Real bank criteria vary by lender and profile.
Capital and interest only. Excludes taxes, insurance, valuation and bank fees. For the best rate from the banks, request free official simulations below to see the full picture.
Receive FREE updated simulation
(Shows current rates and all costs associated when buying in Portugal)
• We work directly with multiple Portuguese banks • English‑speaking team • Licensed with Bank of Portugal • Free for you

Direct from the banks — free for you

We request official simulations directly from Portuguese banks. It’s free for you.

We compare many banks to secure your best rate

We work with multiple Portuguese lenders and negotiate to deliver the most competitive rate and terms for your profile.

English‑speaking expat specialists

We guide you end‑to‑end, explain the documents, and handle the banks so nothing gets lost in translation.

Turn your estimate into a bank‑verified simulation

We request official simulations directly from multiple Portuguese banks and deliver a side‑by‑side comparison with our guidance. It’s free for you.

Get FREE simulations from the banks →

What happens after you request a simulation?

  1. Share your goals

    Tell us about the property, deposit, and income.

  2. We request simulations from multiple banks

    We obtain official simulations directly from lenders and compare offers for you.

  3. You choose confidently

    We explain the offers and recommend the right fit for you.

  4. We handle the paperwork

    From application to approval and completion, we’re with you.

Frequently Asked Questions