Mortgage Process

For a Mortgage in Portugal you will need the following:

•    First provide us with minimal information for the free simulation, ie  purchase price, deposit, DOB, loan term etc

•    If happy with the simulation the bank will require copies of your documentation, passport, fiscal number in Portugal (obtained by your portuguese lawyer), declaration of your employer (P60),  Declaration from your employer; and other documents required which will be sent to you with the simulation

•    We will chase your estate agent/lawyer for all relevant property documents required when submitting your application

•    After the Mortgage is approved the bank will request a evaluation of the property

•    If happy with the valuation the bank will send you Approval letters to sign so you are ready for completion