Why Buy Property in Portugal as an Expat or Non-Resident

Unbeatable Lifestyle & Welcoming Environment

• Sublime Climate: Enjoy over 300 days of sunshine per year, with warm summers and mild winters, perfect for an outdoor lifestyle.
• Safety & Stability: Consistently ranked as one of the safest countries globally (7th in the 2023 Global Peace Index), offering peace of mind.
• Affordable Cost of Living: Experience a high quality of life at a lower cost compared to many other Western European nations, stretching your budget further.
• Rich Culture & Gastronomy: Explore historic cities, stunning coastlines, delicious food, and world-renowned wine.
• Welcoming to Foreigners: Portuguese people are known for their hospitality, and English is widely spoken, especially in urban and tourist areas, easing the transition for expats.

A Smart Place to Buy Property

• Growing Property Market: Portugal's real estate market has shown resilience, particularly in popular areas like Lisbon, Porto, and the Algarve.
• Quality Infrastructure: Excellent healthcare, reputable international schools, and modern transport links.
• Strong Expat Community: A large and established international community, with English widely spoken in urban and coastal areas.

Navigating the Portuguese Mortgage Market as a Non‑Resident

While buying property in Portugal is appealing, securing a mortgage as an expat or non-resident can seem daunting. Navigating foreign banking systems, understanding local regulations, gathering specific documentation, and overcoming language barriers are common hurdles. Lenders often have different criteria for non-resident applicants compared to locals.

This is where Portugal Mortgage Brokers steps in.

We specialise in helping international clients like you. We understand the unique challenges non-residents face and have established relationships with Portuguese banks receptive to foreign buyers. Our expertise simplifies the complex mortgage process:

• We compare offers from all major Portuguese banks.
• We handle all documentation and bank submissions.
• We communicate in English throughout the whole process.
• We manage everything from simulation to deed signing.