English-speaking mortgage brokers in Portugal

Secure the best mortgage for your home in Portugal with our licensed team. We compare top Portuguese banks and international lenders saving you time, money, and stress.

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Bank of PortugalLicensed with Bank of Portugal
Portugal Mortgage Brokers

What our clients are saying

Verified reviews from Google and Trustpilot

4.7/5 • 28 reviews
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JC

I would highly recommend Portugal Mortgage Brokers. Throughout the entire mortgage process, they were extremely professional, responsive, and helpful. They did everything that was asked—and more—providing clear and detailed explanations at every stage to ensure I fully understood each step. One of the most reassuring aspects of working with Portugal Mortgage Brokers was their commitment to keeping me updated. Their regular communication and proactive approach made what could have been a stressful experience much smoother and easier to manage. Most importantly, they successfully secured the mortgage and got it over the line, which was the ultimate goal. I'm very grateful for their hard work and would not hesitate to recommend them to anyone looking for expert mortgage advice and reliable support.

E

Eoin

I had the pleasure of dealing with Anita on a complex purchase in Vilamoura. She brought huge value and experience to the process, helping us navigate the buying process and supporting us to find the right financial instrument for our purchase. She understands the market, has vast knowledge of the financial products available and the process required to secure finance. She was also able to advise and connect us with ancillary services, for example, connecting with a great local lawyer…….all that wrapped in the fact that she was an absolute pleasure to deal with. She is a great communicator, is top of her game, not to mention a wonderfully warm and engaging individual. i cannot recommend her highly enough……thanks Anita.

EL

Elmo and Lynne

If you are looking for a mortgage in Portugal and had a chance to work with Anita Pathak, DON'T miss the opportunity. She will be on top of the mortgage process and ask you for whatever she will need to get it done and deliver as promised. As a former Mortgage Broker, I can tell you that it is rare to find someone like her who not only knows the available mortgage options and the entire process she also has very good relationships with contacts inside the banks to get it done to satisfy her clients.

RR

Rebecca Round

Anita has now helped me secure two mortgages, and I honestly wouldn't go to anyone else. The first time, she found us a significantly better rate than any other broker I'd spoken to. The second time, I went directly to my bank and was declined — but Anita not only got me a mortgage, she got it from the same bank that had turned me down! She's incredibly organised, keeps the whole process smooth, and knows her stuff. Huge thank you, Anita!

BT

Brian Tredinnick

Simply put: Use Anita's service. She is absolutely fantastic! When researching the process of purchasing a property in Portugal, it can be overwhelming. But upon contacting Anita, 90% of the stress related to purchasing disappeared. And virtually all of the effort. Her professionalism, friendliness, competence, and in my case, patience, shone through throughout the process. I cannot recommend her highly enough!

AB

Anu B

As a first-time homebuyer, I can't recommend Anita enough. Before finding her through a recommendation, I'd contacted a few different banks. Anita truly simplified what could have been a complex process, guiding me seamlessly from exploring various rates all the way through to getting my mortgage funded. If I ever buy another home, she'll be my first call.

How it works

A simple, transparent process from enquiry to approval.

  1. Get in touch

    Tell us about your situation and what you're looking for.

  2. We do a free mortgage simulation

    We analyze your profile and show your mortgage options.

  3. We handle the paperwork

    We prepare and submit your application to the most suitable lenders.

  4. Approval & completion

    We work with you until you get the keys to your property.

Guide

Free guide: Buying property in Portugal from abroad

Avoid costly mistakes with our step-by-step guide covering banks, documents, valuations, and closing. Get it delivered to your inbox.

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Why Trust Us?

We have provided free expert mortgage guidance to hundreds of international buyers throughout Portugal. Whether you're relocating, investing, or buying a holiday home, Portugal Mortgage Brokers takes the pain and complexity out of your financing journey.

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Expert Advice from Licensed Brokers

With over 10 years of experience in the Portuguese mortgage industry we provide expert advice and guidance to secure the best mortgage deals in Portugal.

Access to Top Portuguese Banks and International Lenders

We provide access to top Portuguese banks and international lenders to help you secure the best mortgage deals in Portugal.

English-Speaking Team with Deep Local Knowledge

New to Portugal? Don't worry, we have a team of English-speaking experts who can help you secure the best mortgage deals in the nation.

Buying Property in Portugal From Abroad Shouldn't Be Complicated

Dreaming of owning a home in sunny Portugal? As an international buyer, it is common to face unique challenges such as navigating unfamiliar banking systems, language barriers, complex paperwork, and uncertainty about securing the best mortgage rates. It can feel overwhelming.

That's where we come in. We remove the stress and complexity, acting as your dedicated partner tailored to your specific needs in Portugal.

You may be leaving money on the table

We provide straight answers to all your questions and are available 24/7. There is no obligation and no fees.

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Why choose Portugal Mortgage Brokers?

  • Licensed with the Bank of Portugal
  • We compare rates from top lenders to find the best deal
  • Dedicated English-speaking support from start to finish
  • Fast, transparent process with no hidden fees
  • 10+ years of experience helping expats and non-residents
  • Expertise across purchase, refinance, construction, and buy-to-let

What you can expect

  • Free initial consultation and mortgage simulation
  • Clear, step-by-step guidance through the entire process
  • Access to competitive rates from major Portuguese banks
  • Assistance with documents, valuations, and legal processes
  • Personalized support tailored to your situation

Mortgage services we offer

Mortgages for Expats & Non-Residents in Portugal

Mortgages for Expats & Non-Residents

Fixed, variable and mixed-rate options up to 70–80% LTV depending on profile and lender. We compare banks and secure the best terms for international buyers.

Buy-to-Let Mortgages (Investment) in Portugal

Buy-to-Let Mortgages (Investment)

Investment-focused mortgages for rental properties in Lisbon, Porto, Algarve and beyond. We help model yields, stress tests and DSCR requirements.

Construction & Renovation Loans in Portugal

Construction & Renovation Loans

Stage‑released financing for self‑builds and refurbishments. We structure budgets, valuations and drawdowns to keep projects on track.

Refinance & Mortgage Transfer in Portugal

Refinance & Mortgage Transfer

Reduce your rate or move to a better product with a free mortgage transfer where applicable. We negotiate early‑repayment penalties and costs.

Equity Release in Portugal

Equity Release

Unlock property equity in Portugal for renovations, investments or liquidity—while keeping repayments efficient for non‑resident profiles.

Mortgage Pre-Approvals in Portugal

Mortgage Pre-Approvals

Get pre‑approved so you can shop with confidence and make offers fast. Typical turnaround 2–5 working days once documents are in order.

Frequently Asked Questions

Ready to Start Your Property Journey in Portugal?

Let us handle the mortgage complexities so you can focus on finding your perfect place out in the sun. Get a free, no-obligation assessment of your borrowing potential today.

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Are you a UK expat looking at Portugal?

Take a look at our comprehensive guide full of useful information to help you make your decision below.

The Complete Guide to Portuguese Mortgages for UK Expats: Your Path to European Property Ownership ->